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Thursday, November 18, 2010

The Best And Worst States For Drivers

With its politicians hiking the Appalachian Trail or facing sex charges, South Carolina draws more than its share of bad publicity nationally. So here's some good news about South Carolina: By our reckoning, the heart of the Old South is the best state to drive in, by far. The country's lowest average gas price, plus cheap insurance, good legal protections and the sixth-best rating for infrastructure/safety, make the Palmetto State a dreamland for motorists.

Using the same measures, California is the worst state to be a driver--also by far. The Golden State has the third-lowest rating for infrastructure/safety, the third-highest gas prices and the fifth-highest insurance. Legal rights for drivers aren't so hot either.

Forbes put together its ratings of the best and worst states to drive using a number of published studies evaluating different elements of the driving experience. All the studies touched in major ways on pocketbook issues. Giving the studies equal weight, we used their 1-to-50 rankings to figure out which states were friendly to motorists, and which were not.
Here are the criteria we used, and the sources:

Gas Prices
For many motorists, this is the single most important factor in the driving environment. Numerous sources provide regular updates on average fuel costs, which can vary among states by as much as 36%. We used data from GasBuddy.com. South Carolina and New Jersey have the lowest average prices, and Hawaii and Alaska the highest.

Insurance Rates
According to Insure.com, the average cost of coverage moves around even more than gas prices, with rates in some states nearly three times those of others. The cheapest are found in Maine and Vermont; the highest are in Louisiana and Michigan.

Infrastructure/Safety
For 19 years the Reason Foundation, a libertarian think tank, has cranked out a lengthy study--the latest is 109 pages--assessing each state on road and bridge infrastructure and safety-related indicators. Obviously better roadways reduce a motorist's costs in all kinds of ways, such as fewer gas-wasting delays and costly accidents. The latest study puts North Dakota and Montana at the top, and Rhode Island and Alaska at the bottom.

Legal Protections
The National Motorists Association periodically rates the states on 17 criteria it says look at whether police and courts are "exploiting" motorists. Areas include enforcement practices, speed traps per capita, treatment of traffic ticket defendants and whether radar detectors are banned. The study concludes Wyoming and Idaho afford the most legal protections to motorists, and New Jersey and Ohio the least.

Eating South Carolina's dust on the best list are Nebraska and Missouri. Inhaling California's fumes on the worst list are Illinois and New York.
Generally the more populous states fare worse than those with low populations, but there are exceptions. Giant Texas ranks No. 6 on the best list, while tiny Rhode Island comes in No. 7 on the worst list.

Our compilations produced some surprising results. New Jersey misses being in the 10 worst list---it ranks 13th--only because the state's many oil refineries help give it the nation's second-lowest average gas prices. North Carolina, home of Nascar, misses being in the 10 best list--it ranks 13th--because of a low score on legal protections.
Generally thought to be a good place for motorists, Montana lands right in the middle of the 50 states. High ratings for infrastructure/safety and legal protections are offset by low rankings for gas and insurance prices.

Worst 5 States For Drivers

No. 1 California
Despite its reputation as a car-culture haven, the Golden State is by far the worst of the 50, with low rankings in each of the four categories. From highway congestion and poor legal protections to the high cost of gasoline and insurance, the nation's most populous state has it all.

No. 2 Illinois
The Land of Lincoln is also a Disaster for Drivers, garnering low marks, like California's, in all four categories. The lowest grade is in legal rights for motorists.

No. 3 New York
The Empire State fares a lot better than California and Illinois in insurance rates, which were pretty close to the national average. But that is more than canceled out by rock-bottom expenditures on road maintenance and sketchy legal motorist protections.

No. 4 Michigan
Ironically the center of America's remaining auto manufacturing is none too friendly to end-use customers. The Wolverine State really chews up motorists on insurance, with the country's second-highest average rates.

No. 5 Alaska
Despite all that oil production, Alaska has the nation's second highest gas prices, as well as the next-to-worst rating for infrastructure/safety. But the self-styled Last Frontier does rank in the top one-third in legal protections for drivers.

Courtesy of Forbes.com

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